UK insurance system is one of the most developed in the world and one of the oldest, too. Now employee recruitment process inevitably ends up in something that this way or another is dealing with employee insurance; and it happens not only because Trade Unions require that, but because insurance is a part of many infrastructure processes rooted deeply into the social system, and not only in the UK.

This model is accepted in many countries all over the world and it has very many advantages. Depending on what employee insurance plans are interesting to the employer, and they may be very different, the employer may make some additional offers to a prospective or already hired employee; the latter, as usual, should study such offers thoroughly as there are too many pitfalls explicit and hidden in this system. The very fact that employment insurance is able to provide some financial assistance for temporary unemployed person, in case he or she has the corresponding policy, may be a reason for breaking a law by the employer or employee or both. Not necessarily it is done by someone's intention, the cause of law infringement may be a sort of mistake, while filling out forms or reports or there happened something and the circumstances changed dramatically. The last fact is not called an employee insurance fraud, but rather a mistake. The real fraud compromises the effectiveness of the social programs that are in use; and that may happen in different ways and for various amounts.